Guide to Car insurance
Which Car Insurance is for you? - The market is very competitive, and you can never know enough about car insurance. Companies always have small print so Watch out. Check out brokers offering no claims bonus promotions ( NCB ) and special offers.
Tips to getting cheap Car Insurance
Always ring at least 3 companies.
Always know and state your individual requirements.
Always ensure that you are comparing like for like - quotes, excess charges, no-claims bonuses etc.
Always negotiate for the best deal you can get.
Always be honest when applying for car insurance.
Always double check all quotes & policies from car insurance companies.
Always choose a reputable, well-established company with a good name and valid history.
Always inform them of your job, as this effects your insurance premium.
Always check the mileage quota included with your policy, as this affects your premium.
Ideally fit or buy a car with a Thatcham approved security device, this reduces car insurance.
Ideally store your car in a garage or off the road - again this gives a reduction.
A major factor is also location, this dramatically affects car insurance premiums.
Always say if your car is an import, import and jap insurance is usually a lot more.
Age is always considered a major factor - an age between 25 & 65 is regarded as cheaper. |
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Why you don't need car insurance |
